
Senior Mortgage Loan Officer
NMLS #290134

Bell Bank Mortgage
563 Bielenberg Dr, MN 55125


Senior Mortgage Loan Officer
NMLS #290134
Bell Bank Mortgage
563 Bielenberg Dr, MN 55125
Senior Mortgage Loan Officer
NMLS #290134
Bell Bank Mortgage
563 Bielenberg Dr, MN 55125
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackI'm a mortgage lender because I've found that I truly enjoy working with people to help them reach their financial goals. Since I began originating mortgages in 2002, 100 percent of my business has been by referral from satisfied customers, real estate agents and other profesionals such as lawyers, accountants and financial planners.
I take an approach to your mortgage that's similar to that of both a doctor and a teacher. I first listen to your needs, wants and goals, then assess your current situation and prescribe the best mortgage options available to you. I also take the time to explain the process and your specific loan, so you have a comfortable understanding of your options and how your mortgage will work.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.
Don't Prompt Me Again Ok CancelSenior Mortgage Loan Officer
NMLS #290134
Bell Bank Mortgage
563 Bielenberg Dr, MN 55125
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Release: master-6447
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Release: master-6447